McMurrey
Tyler, TX · Charter 10481 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$22.0MAssets
$11.5MLoans
$18.9MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 56% of credit unions under $1B in assets in TX (rank 104 of 235).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets in TX (rank 226 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.14%
Rank 206 of 235
Net Interest Margin
2.58%
Rank 226 of 235
Efficiency Ratio
109.18%
Rank 224 of 235
Equity / Assets
15.06%
Rank 104 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.14% | 0.17% | 0.57% | 1.10% | Beats 12% | 206 / 235 | | |
| Return on Equity | -0.91% | 1.03% | 4.30% | 7.58% | Beats 12% | 207 / 235 | | |
| Net Interest Margin | 2.58% | 3.32% | 3.89% | 4.35% | Beats 4% | 226 / 235 | | |
| Efficiency Ratio | 109.18% | 70.60% | 82.00% | 91.57% | Beats 5% | 224 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.78% | 0.20% | 0.59% | 1.14% | Beats 36% | 151 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.06% | 11.30% | 14.41% | 19.49% | Beats 56% | 104 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.06% | 11.30% | 14.41% | 19.49% | Beats 56% | 104 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.04% | 54.18% | 67.38% | 81.66% | 37th pctl | 148 / 235 | | |
| Loans / Assets | 52.54% | 43.80% | 56.63% | 68.64% | 42nd pctl | 137 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |