University of Hawaii
Honolulu, HI · Charter 10465 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 5 branches
Q2 2026
$975.7MAssets
$389.4MLoans
$895.9MShares
$108.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 2 of 17).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 17 of 17).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.31%
Rank 2 of 17
Net Interest Margin
2.09%
Rank 17 of 17
Efficiency Ratio
50.14%
Rank 2 of 17
Equity / Assets
11.08%
Rank 13 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.54% | 0.99% | 1.17% | Beats 88% | 2 / 17 | |
| Return on Equity | 11.86% | 3.19% | 5.62% | 8.25% | Beats 88% | 2 / 17 | |
| Net Interest Margin | 2.09% | 2.71% | 3.12% | 3.56% | Beats 0% | 17 / 17 | |
| Efficiency Ratio | 50.14% | 64.13% | 74.39% | 81.42% | Beats 94% | 2 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.30% | 0.66% | 1.43% | Beats 76% | 5 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.08% | 11.08% | 13.24% | 17.17% | Beats 24% | 13 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.08% | 11.08% | 13.24% | 17.17% | Beats 24% | 13 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 43.47% | 38.54% | 55.56% | 70.42% | 29th pctl | 12 / 17 | |
| Loans / Assets | 39.91% | 29.18% | 48.61% | 61.05% | 29th pctl | 12 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |