Tualatin, OR · Charter 10442
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.56% | 0.58% | 0.19% | 0.24% | 0.22% | -35 bps | |
| Return on Equity | 4.28% | 4.35% | 1.46% | 1.82% | 1.66% | -261 bps | |
| Net Interest Margin | 3.85% | 3.91% | 3.85% | 3.77% | 3.71% | -14 bps | |
| Efficiency Ratio | 83.02% | 83.59% | 88.77% | 88.06% | 89.93% | +691 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.76% | -1.57% | -0.65% | -3.61% | 1.02% | +278 bps | |
| Loan Growth (YoY) | 1.70% | 0.79% | -2.67% | 0.11% | -6.82% | -852 bps | |
| Share Growth (YoY) | -3.27% | -3.49% | -1.42% | -4.14% | 0.54% | +381 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.12% | 0.73% | 0.50% | 0.56% | 1.60% | +48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.13% | 13.29% | 12.81% | 13.29% | 13.02% | -11 bps | |
| Net Worth / Assets | 13.13% | 13.29% | 12.81% | 13.29% | 13.02% | -11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.47% | 76.53% | 72.32% | 74.94% | 70.87% | -560 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |