Farmers State Bank of Brush, The
Brush, CO · Cert 10407 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · First Pioneer Bank Corp.
State charter, non-member · FDIC · 1 affiliate bank · 3 branches (5 in holding)
Q2 2026
$116.6MAssets
$70.6MLoans
$93.1MDeposits
$22.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: return on equity trails 86% of banks under $1B in assets operating in a single state (rank 642 of 746).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.76%
Rank 540 of 746
Net Interest Margin
3.62%
Rank 395 of 746
Efficiency Ratio
76.66%
Rank 575 of 746
Equity / Assets
19.21%
Rank 42 of 746
Non-interest income vs. expense
Unfavorable gap of $3.1M · efficiency ratio beats 23% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.72% | 1.06% | 1.45% | Beats 28% | 540 / 746 | | |
| Return on Equity | 3.95% | 6.74% | 10.51% | 13.63% | Beats 14% | 642 / 746 | | |
| Net Interest Margin | 3.62% | 3.17% | 3.68% | 4.16% | Beats 47% | 395 / 746 | | |
| Efficiency Ratio | 76.66% | 55.74% | 64.58% | 75.47% | Beats 23% | 575 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.09% | 0.42% | 1.07% | Beats 73% | 204 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 20.13% | 11.55% | 13.75% | 17.60% | Beats 83% | 124 / 746 | | |
| Total Risk-Based Capital Ratio | 20.13% | 11.71% | 14.33% | 18.43% | Beats 81% | 140 / 746 | | |
| Equity / Assets | 19.21% | 8.90% | 10.51% | 13.06% | Beats 94% | 42 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.86% | 61.31% | 78.27% | 90.78% | 46th pctl | 406 / 746 | | |
| Loans / Assets | 60.58% | 53.60% | 66.97% | 76.08% | 36th pctl | 476 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |