Metairie, LA · Charter 10393
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.28% | 0.13% | -0.04% | -1.11% | -0.74% | -102 bps | |
| Return on Equity | 2.23% | 1.04% | -0.28% | -7.61% | -5.04% | -726 bps | |
| Net Interest Margin | 5.36% | 5.45% | 5.99% | 5.83% | 5.82% | +46 bps | |
| Efficiency Ratio | 95.85% | 98.03% | 99.22% | 117.49% | 111.72% | +1,587 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.03% | -0.02% | -9.94% | -14.57% | -15.74% | -1,371 bps | |
| Loan Growth (YoY) | 7.46% | 5.95% | 2.84% | -4.96% | -10.75% | -1,820 bps | |
| Share Growth (YoY) | -2.38% | -0.01% | -11.38% | -16.43% | -17.54% | -1,517 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.21% | 1.24% | 1.40% | 3.61% | 3.72% | +251 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.12% | 0.12% | 0.12% | 0.13% | 0.13% | +1 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.80% | 12.88% | 14.03% | 14.60% | 14.61% | +181 bps | |
| Net Worth / Assets | 12.80% | 12.88% | 14.03% | 14.60% | 14.61% | +181 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.32% | 75.40% | 80.79% | 80.11% | 80.45% | +612 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |