Electrical Workers Local 130
Metairie, LA · Charter 10393 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
$3.3MAssets
$2.3MLoans
$2.8MShares
$484KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 3 of 29).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets in the New Orleans-Metairie, LA area (rank 26 of 29).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.72%
Rank 24 of 29
Net Interest Margin
5.80%
Rank 3 of 29
Efficiency Ratio
111.61%
Rank 25 of 29
Equity / Assets
14.61%
Rank 12 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.72% | -0.27% | 0.39% | 0.68% | Beats 17% | 24 / 29 | | |
| Return on Equity | -4.96% | 0.64% | 2.28% | 5.24% | Beats 14% | 24 / 28 | | |
| Net Interest Margin | 5.80% | 3.88% | 4.49% | 4.89% | Beats 90% | 3 / 29 | | |
| Efficiency Ratio | 111.61% | 77.78% | 86.62% | 97.23% | Beats 17% | 25 / 29 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.70% | 0.22% | 1.19% | 2.21% | Beats 14% | 26 / 29 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.61% | 11.89% | 14.07% | 21.10% | Beats 59% | 12 / 29 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.61% | 11.89% | 14.07% | 21.10% | Beats 59% | 12 / 29 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.46% | 45.57% | 67.88% | 82.54% | 62nd pctl | 11 / 29 | | |
| Loans / Assets | 68.49% | 34.60% | 52.32% | 69.33% | 69th pctl | 9 / 29 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |