Metairie, LA · Charter 10393
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
59
Asset Quality
14
Profitability
40
Liquidity
43
Efficiency
17
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Metairie, LA · Charter 10393
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.41% | 0.19% | 0.07% | 0.28% | 0.13% | -0.04% | -1.11% | -0.74% | -102 bps | |
| Return on Equity | 3.19% | 1.48% | 0.51% | 2.23% | 1.04% | -0.28% | -7.61% | -5.04% | -726 bps | |
| Net Interest Margin | 5.41% | 5.33% | 5.32% | 5.36% | 5.45% | 5.99% | 5.83% | 5.82% | +46 bps | |
| Efficiency Ratio | 94.57% | 97.62% | 99.02% | 95.85% | 98.03% | 99.22% | 117.49% | 111.72% | +1,587 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -11.08% | -7.01% | -4.65% | -2.03% | -0.02% | -9.94% | -14.57% | -15.74% | -1,371 bps | |
| Loan Growth (YoY) | 2.35% | 3.97% | 1.19% | 7.46% | 5.95% | 2.84% | -4.96% | -10.75% | -1,820 bps | |
| Share Growth (YoY) | -12.79% | -8.15% | -5.49% | -2.38% | -0.01% | -11.38% | -16.43% | -17.54% | -1,517 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.31% | 1.72% | 0.96% | 1.21% | 1.24% | 1.40% | 3.61% | 3.72% | +251 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.12% | 0.13% | 0.13% | 0.12% | 0.12% | 0.12% | 0.13% | 0.13% | +1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.90% | 12.67% | 12.76% | 12.80% | 12.88% | 14.03% | 14.60% | 14.61% | +181 bps | |
| Net Worth / Assets | 12.90% | 12.67% | 12.76% | 12.80% | 12.88% | 14.03% | 14.60% | 14.61% | +181 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.16% | 69.63% | 70.45% | 74.32% | 75.40% | 80.79% | 80.11% | 80.45% | +612 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Metairie, LA · Charter 10393 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.72%
Rank 24 of 29
Net Interest Margin
5.80%
Rank 3 of 29
Efficiency Ratio
111.61%
Rank 25 of 29
Equity / Assets
14.61%
Rank 12 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.72% | -0.27% | 0.39% | 0.68% | Beats 17% | 24 / 29 | ||
| Return on Equity | -4.96% | 0.64% | 2.28% | 5.24% | Beats 14% | 24 / 28 | ||
| Net Interest Margin | 5.80% | 3.88% | 4.49% | 4.89% | Beats 90% | 3 / 29 | ||
| Efficiency Ratio | 111.61% | 77.78% | 86.62% | 97.23% | Beats 17% | 25 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.70% | 0.22% | 1.19% | 2.21% | Beats 14% | 26 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.61% | 11.89% | 14.07% | 21.10% | Beats 59% | 12 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.61% | 11.89% | 14.07% | 21.10% | Beats 59% | 12 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 80.46% | 45.57% | 67.88% | 82.54% | 62nd pctl | 11 / 29 | ||
| Loans / Assets | 68.49% | 34.60% | 52.32% | 69.33% | 69th pctl | 9 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||