New Glarus, WI · Cert 10378 · Bancorp of New Glarus Inc.
State charter, non-member · FDIC · 8 branches
Q2 2026
Market Position · Madison, WI · 2026 SOD (annual) · 1.6% share · #18 of 41 inst. · $0.5B of $30.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.51% | 1.46% | 1.21% | 1.72% | 1.55% | +5 bps | |
| Return on Equity | 16.89% | 15.69% | 12.60% | 17.72% | 15.60% | -129 bps | |
| Net Interest Margin | 3.82% | 3.91% | 3.83% | 3.81% | 3.97% | +15 bps | |
| Efficiency Ratio | 56.55% | 55.59% | 57.89% | 52.98% | 56.54% | 0 bps | |
| Non-Interest Burden | 1.84% | 1.81% | 1.86% | 1.54% | 1.88% | +3 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.69% | 4.36% | 6.89% | 8.31% | 6.00% | -68 bps | |
| Loan Growth (YoY) | 10.49% | 9.45% | 11.90% | 7.18% | 6.34% | -415 bps | |
| Deposit Growth (YoY) | 1.78% | 4.00% | 7.06% | 8.94% | 7.52% | +575 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.82% | 0.84% | 2.09% | 2.05% | 1.99% | +117 bps | |
| Net Charge-Offs / Loans | 0.06% | -0.01% | 0.01% | 0.00% | 0.02% | -5 bps | |
| Allowance / Loans | 1.08% | 1.11% | 1.22% | 1.28% | 1.30% | +22 bps | |
| Allowance Coverage of NPLs | 1.3x | 1.3x | 0.6x | 0.6x | 0.7x | -0.7x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 8.69% | 9.05% | 8.98% | 9.26% | 9.54% | +84 bps | |
| Total Risk-Based Capital | 11.60% | 11.98% | 12.17% | 11.95% | 12.31% | +71 bps | |
| Equity / Assets | 9.05% | 9.61% | 9.63% | 9.76% | 10.11% | +106 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 97.82% | 99.62% | 97.13% | 94.91% | 96.74% | -107 bps | |
| Liquid Assets / Assets | 0.48% | 0.20% | 0.21% | 0.14% | 0.16% | -32 bps | |
| CRE / Total Capital | n/a | 301% | 310% | 303% | n/a | n/a | |