La Loma
Loma Linda, CA · Charter 10351 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 3 branches
Q2 2026
$116.6MAssets
$73.9MLoans
$110.5MShares
$11.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 69% of credit unions under $1B in assets in CA (rank 20 of 62).
- Widest gap: equity / assets trails 60% of credit unions under $1B in assets in CA (rank 38 of 63).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.60%
Rank 30 of 63
Net Interest Margin
3.68%
Rank 28 of 63
Efficiency Ratio
82.71%
Rank 39 of 63
Equity / Assets
9.52%
Rank 38 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.17% | 0.56% | 1.17% | Beats 52% | 30 / 63 | | |
| Return on Equity | 6.34% | 1.81% | 4.79% | 8.64% | Beats 59% | 26 / 63 | | |
| Net Interest Margin | 3.68% | 3.18% | 3.49% | 3.98% | Beats 56% | 28 / 63 | | |
| Efficiency Ratio | 82.71% | 70.58% | 81.25% | 89.21% | Beats 40% | 39 / 63 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.17% | 0.42% | 0.85% | Beats 69% | 20 / 62 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.52% | 8.61% | 10.56% | 14.01% | Beats 40% | 38 / 63 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.52% | 8.61% | 10.56% | 14.01% | Beats 40% | 38 / 63 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.87% | 53.46% | 72.75% | 85.33% | 47th pctl | 33 / 62 | | |
| Loans / Assets | 63.33% | 46.35% | 58.08% | 72.17% | 52nd pctl | 30 / 63 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |