Lanham, MD · Charter 10323
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.36% | 0.31% | 0.45% | 0.40% | 0.52% | +16 bps | |
| Return on Equity | 4.92% | 4.18% | 5.96% | 5.44% | 6.84% | +193 bps | |
| Net Interest Margin | 4.49% | 4.53% | 4.52% | 4.29% | 4.42% | -7 bps | |
| Efficiency Ratio | 81.45% | 82.44% | 81.00% | 91.04% | 89.97% | +852 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.28% | 2.89% | 2.93% | 4.67% | 2.95% | +323 bps | |
| Loan Growth (YoY) | 29.16% | 32.04% | 31.83% | 22.94% | 20.03% | -913 bps | |
| Share Growth (YoY) | -0.82% | 2.01% | 0.69% | 4.02% | 2.06% | +288 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.73% | 0.76% | 1.41% | 1.24% | 0.75% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.27% | 7.33% | 7.49% | 7.34% | 7.58% | +31 bps | |
| Net Worth / Assets | 7.27% | 7.33% | 7.49% | 7.34% | 7.58% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.29% | 64.95% | 67.55% | 66.35% | 69.73% | +1,044 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |