Bayside, NY · Charter 10293
Q2 2011
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2009 | Q2 2009 | Q3 2009 | Q4 2009 | Q1 2010 | Q3 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 23.47% | 24.21% | 12.78% | 12.75% | 35.37% | 26.98% | 26.80% | -22.90% | -3,566 bps | |
| Return on Equity | 327% | 166.82% | 110.63% | 91.97% | 173.31% | 76.33% | 102.90% | -2377% | -246,906 bps | |
| Net Interest Margin | -0.33% | 0.32% | 0.27% | 0.16% | 0.48% | 0.42% | 0.17% | 0.16% | 0 bps | |
| Efficiency Ratio | 3.70% | 2.55% | 15.58% | 33.89% | 47.44% | 67.64% | 58.20% | 210% | +17,640 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6733% | 3176% | 1233% | 551% | 27.94% | 98.36% | 264% | 221% | -32,967 bps | |
| Loan Growth (YoY) | n/a | n/a | -31.60% | -56.95% | -99.83% | -100.00% | -100.00% | -100.00% | -4,305 bps | |
| Share Growth (YoY) | 10150% | 4561% | 1465% | 499% | 8.88% | 35.50% | 209% | 271% | -22,864 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | n/a | n/a | |
| Capital | ||||||||||
| Risk-Based Capital | 7.18% | 14.51% | 11.55% | 13.87% | 20.41% | 35.34% | 26.05% | 0.96% | -1,291 bps | |
| Net Worth / Assets | 7.18% | 14.51% | 11.55% | 13.87% | 20.41% | 35.34% | 26.05% | 0.96% | -1,291 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 30.67% | 1.22% | 0.73% | 0.26% | 0.05% | 0.00% | 0.00% | 0.00% | -26 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |