Oklahoma City, OK · Charter 10283
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.09% | 0.05% | 0.16% | 0.07% | 0.03% | -6 bps | |
| Return on Equity | 1.03% | 0.61% | 1.71% | 0.73% | 0.37% | -66 bps | |
| Net Interest Margin | 3.98% | 3.92% | 4.03% | 3.95% | 3.95% | -2 bps | |
| Efficiency Ratio | 89.22% | 87.55% | 86.07% | 94.33% | 93.29% | +407 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.43% | -0.72% | -6.27% | -0.22% | 0.19% | +362 bps | |
| Loan Growth (YoY) | 4.64% | 7.18% | -1.45% | -0.02% | 1.12% | -352 bps | |
| Share Growth (YoY) | -5.53% | -6.89% | -7.44% | -0.89% | 1.59% | +712 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.28% | 0.29% | 0.51% | 0.34% | 0.45% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.87% | 8.66% | 9.18% | 9.03% | 8.97% | +10 bps | |
| Net Worth / Assets | 8.87% | 8.66% | 9.18% | 9.03% | 8.97% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.28% | 94.43% | 85.09% | 84.20% | 88.87% | -41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |