VDN
Tarentum, PA · Charter 10264 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=93)
NCUA · 1 branch
Q1 2025
$821KAssets
$540KLoans
$709KShares
$111KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 12 of 93).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 93 of 93).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-10.72%
Rank 93 of 93
Net Interest Margin
1.46%
Rank 89 of 93
Efficiency Ratio
833%
Rank 93 of 93
Equity / Assets
13.52%
Rank 52 of 93
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -10.72% | 0.14% | 0.83% | 1.30% | Beats 0% | 93 / 93 | |
| Return on Equity | -79.28% | 0.83% | 5.02% | 9.86% | Beats 0% | 93 / 93 | |
| Net Interest Margin | 1.46% | 2.76% | 3.50% | 4.13% | Beats 4% | 89 / 93 | |
| Efficiency Ratio | 833% | 63.64% | 75.47% | 88.11% | Beats 1% | 93 / 93 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.18% | 0.71% | 2.25% | Beats 100% | 12 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.58% | 11.45% | 14.14% | 17.39% | Beats 44% | 52 / 93 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.52% | 11.45% | 14.14% | 17.39% | Beats 44% | 52 / 93 | |
| Liquidity & Funding |
| Loans / Deposits | 76.19% | 34.88% | 49.52% | 68.22% | 82nd pctl | 17 / 93 | |
| Loans / Assets | 65.77% | 28.24% | 41.63% | 58.09% | 81st pctl | 18 / 93 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |