Altamaha
Jesup, GA · Charter 10262 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$74.1MAssets
$36.1MLoans
$62.4MShares
$10.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 84% of credit unions under $1B in assets (rank 273 of 1683).
- Widest gap: efficiency ratio trails 76% of credit unions under $1B in assets (rank 1283 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.43%
Rank 1,202 of 1,683
Net Interest Margin
4.63%
Rank 273 of 1,683
Efficiency Ratio
87.47%
Rank 1,283 of 1,682
Equity / Assets
14.05%
Rank 667 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,202 / 1,683 | |
| Return on Equity | 3.03% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,208 / 1,681 | |
| Net Interest Margin | 4.63% | 3.31% | 3.82% | 4.32% | Beats 84% | 273 / 1,683 | |
| Efficiency Ratio | 87.47% | 68.91% | 78.20% | 86.93% | Beats 24% | 1,283 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 79% | 359 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.05% | 10.44% | 12.89% | 16.53% | Beats 60% | 666 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.05% | 10.44% | 12.89% | 16.53% | Beats 60% | 667 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 57.83% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,150 / 1,683 | |
| Loans / Assets | 48.67% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,156 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |