Old Fort Banking Company, The
Old Fort, OH · Cert 10255 · Peer group: banks under $1B in assets in OH (n=68-71) · Old Ft Bk Employee STK Ownership&401-k Plan
State charter, non-member · FDIC · 10 branches
Q2 2026
$843.9MAssets
$484.8MLoans
$781.8MDeposits
$57.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 87% of banks under $1B in assets in OH (rank 9 of 71).
- Widest gap: equity / assets trails 99% of banks under $1B in assets in OH (rank 70 of 71).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.14%
Rank 28 of 71
Net Interest Margin
2.86%
Rank 57 of 71
Efficiency Ratio
56.91%
Rank 19 of 71
Equity / Assets
6.79%
Rank 70 of 71
Non-interest income vs. expense
Unfavorable gap of $12.2M · efficiency ratio beats 75% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.62% | 1.02% | 1.39% | Beats 61% | 28 / 71 | | |
| Return on Equity | 16.78% | 5.62% | 10.07% | 13.60% | Beats 87% | 9 / 71 | | |
| Net Interest Margin | 2.86% | 2.93% | 3.56% | 4.07% | Beats 20% | 57 / 71 | | |
| Efficiency Ratio | 56.91% | 55.94% | 70.77% | 78.80% | Beats 75% | 19 / 71 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.08% | 0.27% | 0.97% | Beats 56% | 31 / 68 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.05% | Beats 43% | 41 / 68 | | |
| Capital |
| Tier 1 Capital Ratio | 15.16% | 11.18% | 13.77% | 20.34% | Beats 61% | 28 / 71 | | |
| Total Risk-Based Capital Ratio | 16.20% | 12.08% | 14.34% | 21.24% | Beats 63% | 26 / 71 | | |
| Equity / Assets | 6.79% | 8.41% | 10.74% | 13.32% | Beats 1% | 70 / 71 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.01% | 64.48% | 76.81% | 87.49% | 18th pctl | 56 / 68 | | |
| Loans / Assets | 57.45% | 55.33% | 65.58% | 72.51% | 31st pctl | 49 / 71 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |