Goose River Bank, The
Mayville, ND · Cert 10236 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Goose River Holding Co.
State charter, non-member · FDIC · 3 branches
Q2 2026
$173.4MAssets
$130.4MLoans
$147.3MDeposits
$19.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 73% of banks under $1B in assets operating in a single state (rank 201 of 743).
- Widest gap: nonperforming loans / loans trails 85% of banks under $1B in assets operating in a single state (rank 631 of 743).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.96%
Rank 425 of 746
Net Interest Margin
4.00%
Rank 246 of 746
Efficiency Ratio
70.47%
Rank 478 of 746
Equity / Assets
11.36%
Rank 293 of 746
Non-interest income vs. expense
Unfavorable gap of $4.8M · efficiency ratio beats 36% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.72% | 1.06% | 1.45% | Beats 43% | 425 / 746 | | |
| Return on Equity | 8.47% | 6.74% | 10.51% | 13.63% | Beats 37% | 468 / 746 | | |
| Net Interest Margin | 4.00% | 3.17% | 3.68% | 4.16% | Beats 67% | 246 / 746 | | |
| Efficiency Ratio | 70.47% | 55.74% | 64.58% | 75.47% | Beats 36% | 478 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.71% | 0.09% | 0.42% | 1.07% | Beats 15% | 631 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 73% | 201 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.48% | 11.55% | 13.75% | 17.60% | Beats 24% | 566 / 746 | | |
| Total Risk-Based Capital Ratio | 11.48% | 11.71% | 14.33% | 18.43% | Beats 22% | 580 / 746 | | |
| Equity / Assets | 11.36% | 8.90% | 10.51% | 13.06% | Beats 61% | 293 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.51% | 61.31% | 78.27% | 90.78% | 71st pctl | 220 / 746 | | |
| Loans / Assets | 75.17% | 53.60% | 66.97% | 76.08% | 72nd pctl | 211 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |