Becco Buffalo
Tonawanda, NY · Charter 10225 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$990KAssets
$550KLoans
$742KShares
$244KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 90% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 6 of 60).
- Widest gap: efficiency ratio trails 70% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 43 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.41%
Rank 13 of 60
Net Interest Margin
4.04%
Rank 16 of 60
Efficiency Ratio
85.00%
Rank 43 of 60
Equity / Assets
24.65%
Rank 6 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 0.35% | 0.84% | 1.37% | Beats 78% | 13 / 60 | | |
| Return on Equity | 5.74% | 2.76% | 6.36% | 10.04% | Beats 40% | 36 / 60 | | |
| Net Interest Margin | 4.04% | 3.02% | 3.63% | 4.05% | Beats 73% | 16 / 60 | | |
| Efficiency Ratio | 85.00% | 67.68% | 77.48% | 89.33% | Beats 30% | 43 / 60 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.32% | 0.64% | 1.44% | Beats 43% | 35 / 60 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.65% | 10.72% | 13.16% | 17.68% | Beats 90% | 6 / 60 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.65% | 10.72% | 13.16% | 17.68% | Beats 90% | 6 / 60 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.12% | 43.79% | 55.03% | 72.55% | 82nd pctl | 11 / 60 | | |
| Loans / Assets | 55.56% | 36.50% | 47.22% | 58.67% | 65th pctl | 21 / 60 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |