Bayport, MN · Cert 10159 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Universal Finl Services Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$499.0MAssets
$329.9MLoans
$455.4MDeposits
$40.2MEquity
Executive Summary
Strongest standing: return on equity outperforms 87% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 7 of 53).
Widest gap: equity / assets trails 77% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 41 of 53).
Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.34%
Rank 13 of 53
Net Interest Margin
3.39%
Rank 40 of 53
Efficiency Ratio
66.40%
Rank 32 of 53
Equity / Assets
8.06%
Rank 41 of 53
Non-interest income vs. expense
Unfavorable gap of $7.3M · efficiency ratio beats 42% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area