Leighton State Bank
Pella, IA · Cert 10118 · Peer group: banks under $1B in assets in IA (n=134-135) · Leighton Investment Co.
State charter, non-member · FDIC · 4 branches
Q2 2026
$298.2MAssets
$221.5MLoans
$254.4MDeposits
$34.1MEquity
Executive Summary
- Strongest standing: return on assets outperforms 70% of banks under $1B in assets in IA (rank 41 of 135).
- Widest gap: total risk-based capital ratio trails 84% of banks under $1B in assets in IA (rank 113 of 135).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.45%
Rank 41 of 135
Net Interest Margin
3.49%
Rank 55 of 135
Efficiency Ratio
58.09%
Rank 73 of 135
Equity / Assets
11.45%
Rank 59 of 135
Non-interest income vs. expense
Unfavorable gap of $4.5M · efficiency ratio beats 47% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.92% | 1.19% | 1.47% | Beats 70% | 41 / 135 | | |
| Return on Equity | 12.66% | 7.99% | 10.26% | 13.14% | Beats 70% | 40 / 135 | | |
| Net Interest Margin | 3.49% | 2.95% | 3.41% | 3.73% | Beats 59% | 55 / 135 | | |
| Efficiency Ratio | 58.09% | 50.61% | 57.35% | 63.29% | Beats 47% | 73 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.03% | 0.51% | 1.26% | Beats 38% | 84 / 134 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.03% | Beats 42% | 79 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 10.99% | 11.23% | 13.31% | 15.45% | Beats 20% | 108 / 135 | | |
| Total Risk-Based Capital Ratio | 10.99% | 11.61% | 14.06% | 16.47% | Beats 16% | 113 / 135 | | |
| Equity / Assets | 11.45% | 9.87% | 11.05% | 13.07% | Beats 56% | 59 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.07% | 68.54% | 81.55% | 91.24% | 63rd pctl | 50 / 134 | | |
| Loans / Assets | 74.28% | 57.61% | 68.06% | 76.23% | 69th pctl | 42 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |