PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Crown Can Employees of Phila

Philadelphia, PA · Charter 10061

Q2 1996

$1.7MAssets
$463KLoans
$1.3MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.94%, up 76 bps year over year.
  • Asset quality: problem loans at 8.63% of loans (+578 bps YoY).
  • Funding: loans stand at 36.10% of shares as of Q2 1996.

Financial Results

Return on Assets (YTD, annualized)

3.94%+76 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.18%3.38%3.70%3.48%3.94%+76 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-4.35%n/an/a
Loan Growth (YoY)n/an/an/an/a-18.37%n/an/a
Share Growth (YoY)n/an/an/an/a1.95%n/an/a
Asset Quality
Delinquent Loans / Loans2.84%1.10%2.10%3.53%8.63%+578 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.73%0.47%1.50%3.46%4.42%+369 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares45.08%50.64%40.82%42.29%36.10%-898 bps
Liquid Assets / Assets48.73%49.20%52.55%53.23%71.18%+2,245 bps