Island
Hauppauge, NY · Charter 10023 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$1.3BAssets
$941.0MLoans
$1.1BShares
$138.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 49% of credit unions $1B-$10B in assets (rank 223 of 435).
- Widest gap: net interest margin trails 94% of credit unions $1B-$10B in assets (rank 410 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.60%
Rank 307 of 435
Net Interest Margin
2.40%
Rank 410 of 435
Efficiency Ratio
72.00%
Rank 223 of 435
Equity / Assets
10.40%
Rank 269 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.55% | 0.81% | 1.14% | Beats 29% | 307 / 435 | |
| Return on Equity | 5.81% | 5.12% | 7.41% | 9.70% | Beats 33% | 293 / 435 | |
| Net Interest Margin | 2.40% | 3.01% | 3.39% | 3.75% | Beats 6% | 410 / 435 | |
| Efficiency Ratio | 72.00% | 65.25% | 71.39% | 77.86% | Beats 49% | 223 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.45% | 0.69% | 1.05% | Beats 22% | 340 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.40% | 9.81% | 10.84% | 12.63% | Beats 38% | 269 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.40% | 9.81% | 10.84% | 12.63% | Beats 38% | 269 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 87.28% | 78.33% | 88.38% | 95.61% | 46th pctl | 234 / 435 | |
| Loans / Assets | 70.46% | 67.69% | 74.58% | 80.80% | 35th pctl | 284 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |