PackageTrendsPeer
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Bank of Weirton

Weirton, WV · Cert 9995

FDIC

Q2 1996

$178.8MAssets
$46.3MLoans
$140.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.15%, up 5 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 33.06% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

1.15%+5 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.11%1.18%1.17%1.11%1.11%1.18%1.05%1.15%+5 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-4.74%-4.24%-3.17%-2.61%0.43%-0.77%+347 bps
Loan Growth (YoY)n/an/a35.16%34.57%30.05%26.91%21.84%18.90%-1,566 bps
Deposit Growth (YoY)n/an/a-6.77%-6.00%-4.79%-4.13%-0.46%-1.97%+403 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits21.44%23.12%25.26%27.25%29.29%30.61%30.91%33.06%+580 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a