Grow Financial
Tampa, FL · Charter 9976 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 28 branches
Q2 2026
$3.9BAssets
$3.0BLoans
$3.2BShares
$439.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 71% of credit unions $1B-$10B in assets (rank 128 of 435).
- Widest gap: return on equity trails 61% of credit unions $1B-$10B in assets (rank 264 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.74%
Rank 256 of 435
Net Interest Margin
3.68%
Rank 128 of 435
Efficiency Ratio
67.38%
Rank 146 of 435
Equity / Assets
11.23%
Rank 186 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.74% | 0.55% | 0.81% | 1.14% | Beats 41% | 256 / 435 | |
| Return on Equity | 6.56% | 5.12% | 7.41% | 9.70% | Beats 39% | 264 / 435 | |
| Net Interest Margin | 3.68% | 3.01% | 3.39% | 3.75% | Beats 71% | 128 / 435 | |
| Efficiency Ratio | 67.38% | 65.25% | 71.39% | 77.86% | Beats 67% | 146 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.45% | 0.69% | 1.05% | Beats 58% | 182 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.23% | 9.81% | 10.84% | 12.63% | Beats 57% | 186 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.23% | 9.81% | 10.84% | 12.63% | Beats 57% | 186 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 92.46% | 78.33% | 88.38% | 95.61% | 63rd pctl | 161 / 435 | |
| Loans / Assets | 75.87% | 67.69% | 74.58% | 80.80% | 55th pctl | 195 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |