Beverly Hills, CA · Charter 9823
NCUA · 1 branch
Q1 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.88% | -0.54% | -0.82% | -0.85% | -1.04% | -1.76% | -1.92% | -3.00% | -215 bps | |
| Return on Equity | -5.49% | -3.44% | -5.04% | -5.29% | -6.48% | -11.57% | -12.46% | -23.27% | -1,798 bps | |
| Net Interest Margin | 3.29% | 3.27% | 3.50% | 3.53% | 3.62% | 3.59% | 3.86% | 4.03% | +51 bps | |
| Efficiency Ratio | 111.75% | 115.33% | 121.78% | 121.95% | 126.32% | 132.93% | 134.82% | 170.85% | +4,890 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.18% | -13.66% | -11.94% | -10.84% | -7.06% | -6.77% | -6.41% | -11.53% | -69 bps | |
| Loan Growth (YoY) | 1.61% | 4.11% | -2.15% | 4.66% | -2.08% | -7.38% | -5.75% | -15.05% | -1,971 bps | |
| Share Growth (YoY) | -14.04% | -12.15% | -9.50% | -10.96% | -8.92% | -7.52% | -7.14% | -10.18% | +78 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.54% | 0.35% | 1.64% | 1.19% | 1.66% | 1.02% | 1.10% | 1.91% | +71 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.99% | 15.74% | 16.17% | 16.01% | 16.00% | 15.25% | 15.44% | 12.88% | -313 bps | |
| Net Worth / Assets | 15.99% | 15.74% | 16.17% | 16.01% | 16.00% | 15.25% | 15.44% | 12.88% | -313 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.63% | 47.84% | 48.49% | 50.39% | 50.13% | 47.91% | 49.21% | 47.66% | -273 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |