Platte Valley Bank
North Bend, NE · Cert 9818 · Peer group: banks under $1B in assets in NE (n=83) · Platte Valley Bcorp Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$107.2MAssets
$52.9MLoans
$92.9MDeposits
$13.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: net interest margin trails 61% of banks under $1B in assets in NE (rank 51 of 83).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.28%
Rank 34 of 83
Net Interest Margin
3.49%
Rank 51 of 83
Efficiency Ratio
54.40%
Rank 28 of 83
Equity / Assets
12.78%
Rank 28 of 83
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 67% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.93% | 1.20% | 1.51% | Beats 59% | 34 / 83 | | |
| Return on Equity | 10.01% | 8.04% | 10.34% | 13.11% | Beats 48% | 43 / 83 | | |
| Net Interest Margin | 3.49% | 3.25% | 3.62% | 4.02% | Beats 39% | 51 / 83 | | |
| Efficiency Ratio | 54.40% | 51.13% | 59.95% | 67.19% | Beats 67% | 28 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.00% | 0.19% | 0.96% | Beats 51% | 42 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 13.87% | 10.94% | 13.24% | 16.62% | Beats 57% | 36 / 83 | | |
| Total Risk-Based Capital Ratio | 13.87% | 11.04% | 13.54% | 17.63% | Beats 51% | 41 / 83 | | |
| Equity / Assets | 12.78% | 9.90% | 11.31% | 13.84% | Beats 66% | 28 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.00% | 71.97% | 83.15% | 92.22% | 12th pctl | 73 / 83 | | |
| Loans / Assets | 49.37% | 57.96% | 69.15% | 77.64% | 14th pctl | 71 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |