Fortera
Clarksville, TN · Charter 9759 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$946.7MAssets
$737.0MLoans
$819.3MShares
$120.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 90% of credit unions under $1B in assets (rank 163 of 1681).
- Widest gap: equity / assets trails 52% of credit unions under $1B in assets (rank 875 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.47%
Rank 260 of 1,683
Net Interest Margin
4.19%
Rank 521 of 1,683
Efficiency Ratio
66.76%
Rank 352 of 1,682
Equity / Assets
12.69%
Rank 875 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.35% | 0.74% | 1.18% | Beats 85% | 260 / 1,683 | |
| Return on Equity | 11.56% | 2.67% | 5.89% | 8.74% | Beats 90% | 163 / 1,681 | |
| Net Interest Margin | 4.19% | 3.31% | 3.82% | 4.32% | Beats 69% | 521 / 1,683 | |
| Efficiency Ratio | 66.76% | 68.91% | 78.20% | 86.93% | Beats 79% | 352 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.26% | 0.65% | 1.29% | Beats 50% | 841 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.69% | 10.44% | 12.89% | 16.53% | Beats 48% | 875 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.69% | 10.44% | 12.89% | 16.53% | Beats 48% | 875 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.95% | 52.61% | 69.38% | 83.50% | 86th pctl | 235 / 1,683 | |
| Loans / Assets | 77.85% | 44.71% | 59.18% | 70.72% | 89th pctl | 193 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |