Treadwell
Dayton, OH · Charter 97105 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$134.2MAssets
$110.4MLoans
$119.9MShares
$12.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 40% of credit unions under $1B in assets (rank 1018 of 1682).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets (rank 1503 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.35%
Rank 1,267 of 1,683
Net Interest Margin
3.55%
Rank 1,082 of 1,683
Efficiency Ratio
81.73%
Rank 1,020 of 1,682
Equity / Assets
9.02%
Rank 1,503 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,267 / 1,683 | |
| Return on Equity | 3.88% | 2.67% | 5.89% | 8.74% | Beats 34% | 1,110 / 1,681 | |
| Net Interest Margin | 3.55% | 3.31% | 3.82% | 4.32% | Beats 36% | 1,082 / 1,683 | |
| Efficiency Ratio | 81.73% | 68.91% | 78.20% | 86.93% | Beats 39% | 1,020 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.26% | 0.65% | 1.29% | Beats 40% | 1,018 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.02% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,503 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.02% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,503 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 92.03% | 52.61% | 69.38% | 83.50% | 90th pctl | 173 / 1,683 | |
| Loans / Assets | 82.24% | 44.71% | 59.18% | 70.72% | 94th pctl | 95 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |