Latah
Moscow, ID · Charter 97102 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$170.4MAssets
$94.7MLoans
$151.0MShares
$19.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets (rank 66 of 1681).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets (rank 1147 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.64%
Rank 186 of 1,683
Net Interest Margin
3.47%
Rank 1,147 of 1,683
Efficiency Ratio
58.90%
Rank 173 of 1,682
Equity / Assets
11.65%
Rank 1,051 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 0.35% | 0.74% | 1.18% | Beats 89% | 186 / 1,683 | |
| Return on Equity | 14.10% | 2.67% | 5.89% | 8.74% | Beats 96% | 66 / 1,681 | |
| Net Interest Margin | 3.47% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,147 / 1,683 | |
| Efficiency Ratio | 58.90% | 68.91% | 78.20% | 86.93% | Beats 90% | 173 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.26% | 0.65% | 1.29% | Beats 57% | 729 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.65% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,051 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.65% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,051 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.74% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,026 / 1,683 | |
| Loans / Assets | 55.61% | 44.71% | 59.18% | 70.72% | 43rd pctl | 966 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |