PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Aurora Policemen

Aurora, IL · Charter 97100

NCUA · 1 branch

Q2 2026

$26.3MAssets
$5.1MLoans
$22.2MShares
$4.0MNet Worth

Executive Summary

  • Earnings: ROA of 1.38%, down 1 bps year over year; NIM at 2.91%.
  • Asset quality: problem loans at 0.00% of loans (-15 bps YoY).
  • Capital: net worth / assets of 15.33%, up 65 bps from a year ago.
  • Funding: loans stand at 23.01% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

1.38%-1 bps YoY

Net Interest Margin (quarter, annualized)

2.91%-9 bps YoY

Efficiency Ratio (quarter, annualized)

55.01%-169 bps YoY

Net Worth / Assets

15.33%+65 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.35%1.16%1.27%1.40%1.54%1.53%1.06%1.38%-1 bps
Return on Equity9.90%8.54%9.20%9.50%10.25%10.22%7.11%9.02%-49 bps
Net Interest Margin2.67%2.67%2.94%3.00%3.10%3.05%2.76%2.91%-9 bps
Efficiency Ratio50.70%57.09%56.87%56.70%53.52%53.40%61.64%55.01%-169 bps
Growth
Asset Growth (YoY)-4.99%0.81%1.93%-2.06%-0.36%-1.65%-0.01%4.56%+661 bps
Loan Growth (YoY)32.03%17.83%11.60%6.49%-1.23%-3.85%3.23%-0.67%-716 bps
Share Growth (YoY)-6.95%-0.16%1.15%-3.59%-2.09%-3.38%-1.38%3.78%+736 bps
Asset Quality
Delinquent Loans / Loans0.14%0.15%0.15%0.15%0.15%0.15%0.00%0.00%-15 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.59%13.55%13.78%14.68%15.03%15.02%14.93%15.33%+65 bps
Net Worth / Assets13.59%13.55%13.78%14.68%15.03%15.02%14.93%15.33%+65 bps
Liquidity & Funding
Loans / Shares23.75%23.21%22.27%24.04%23.96%23.10%23.31%23.01%-103 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps