Achieve
Elyria, OH · Charter 97094 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 3 branches
Q2 2026
$210.1MAssets
$79.9MLoans
$180.9MShares
$23.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 67% of credit unions under $1B in assets in the Cleveland, OH area (rank 13 of 39).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets in the Cleveland, OH area (rank 33 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.65%
Rank 16 of 39
Net Interest Margin
3.16%
Rank 33 of 39
Efficiency Ratio
80.89%
Rank 18 of 39
Equity / Assets
11.25%
Rank 24 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.13% | 0.49% | 0.87% | Beats 59% | 16 / 39 | | |
| Return on Equity | 5.81% | 1.01% | 4.09% | 7.61% | Beats 67% | 13 / 39 | | |
| Net Interest Margin | 3.16% | 3.28% | 3.83% | 4.18% | Beats 15% | 33 / 39 | | |
| Efficiency Ratio | 80.89% | 76.45% | 81.64% | 91.75% | Beats 56% | 18 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.15% | 0.61% | 1.88% | Beats 44% | 23 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.25% | 10.00% | 12.89% | 19.36% | Beats 38% | 24 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.25% | 10.00% | 12.89% | 19.36% | Beats 38% | 24 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.14% | 45.46% | 53.28% | 74.29% | 18th pctl | 32 / 39 | | |
| Loans / Assets | 38.01% | 36.24% | 44.98% | 63.66% | 26th pctl | 29 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |