Las Vegas, NV · Charter 97085
NCUA · 11 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.38% | 0.15% | 0.45% | 0.56% | 0.93% | 0.98% | 0.83% | 0.90% | +34 bps | |
| Return on Equity | 3.90% | 1.56% | 4.83% | 5.90% | 9.35% | 9.79% | 8.36% | 8.89% | +299 bps | |
| Net Interest Margin | 2.76% | 2.82% | 3.35% | 3.55% | 3.59% | 3.52% | 3.74% | 3.70% | +16 bps | |
| Efficiency Ratio | 80.29% | 78.56% | 80.51% | 76.97% | 71.60% | 67.94% | 68.13% | 68.17% | -880 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.70% | 9.72% | 8.20% | 4.34% | 2.46% | 2.26% | 2.52% | 3.48% | -86 bps | |
| Loan Growth (YoY) | 9.91% | 6.12% | 5.93% | 5.67% | 5.20% | 10.92% | 14.64% | 12.66% | +699 bps | |
| Share Growth (YoY) | 9.04% | 10.58% | 7.65% | 3.79% | 1.52% | 0.30% | -0.47% | 0.50% | -329 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.69% | 0.69% | 0.48% | 0.57% | 0.48% | 0.56% | 0.49% | 0.59% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.74% | 9.36% | 9.22% | 9.50% | 9.89% | 9.96% | 9.88% | 10.15% | +65 bps | |
| Net Worth / Assets | 9.74% | 9.36% | 9.22% | 9.50% | 9.89% | 9.96% | 9.88% | 10.15% | +65 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.70% | 77.56% | 76.79% | 79.70% | 82.59% | 85.78% | 88.45% | 89.35% | +964 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |