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Cleveland, OH · Charter 97078 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 3 branches
Q2 2026
$17.3MAssets
$5.4MLoans
$15.5MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of credit unions under $1B in assets in the Cleveland, OH area (rank 7 of 39).
- Widest gap: equity / assets trails 79% of credit unions under $1B in assets in the Cleveland, OH area (rank 31 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.48%
Rank 21 of 39
Net Interest Margin
4.14%
Rank 11 of 39
Efficiency Ratio
90.02%
Rank 28 of 39
Equity / Assets
9.93%
Rank 31 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.13% | 0.49% | 0.87% | Beats 46% | 21 / 39 | | |
| Return on Equity | 4.88% | 1.01% | 4.09% | 7.61% | Beats 64% | 14 / 39 | | |
| Net Interest Margin | 4.14% | 3.28% | 3.83% | 4.18% | Beats 72% | 11 / 39 | | |
| Efficiency Ratio | 90.02% | 76.45% | 81.64% | 91.75% | Beats 31% | 28 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.15% | 0.61% | 1.88% | Beats 85% | 7 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.93% | 10.00% | 12.89% | 19.36% | Beats 21% | 31 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.93% | 10.00% | 12.89% | 19.36% | Beats 21% | 31 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 35.15% | 45.46% | 53.28% | 74.29% | 10th pctl | 35 / 39 | | |
| Loans / Assets | 31.35% | 36.24% | 44.98% | 63.66% | 13th pctl | 34 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |