Earthmover
Aurora, IL · Charter 97059 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 7 branches
Q2 2026
$471.7MAssets
$262.6MLoans
$385.6MShares
$91.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 83% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 16 of 96).
- Widest gap: nonperforming loans / loans trails 42% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 40 of 93).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.30%
Rank 16 of 96
Net Interest Margin
4.14%
Rank 32 of 96
Efficiency Ratio
70.93%
Rank 20 of 96
Equity / Assets
19.34%
Rank 22 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | -0.02% | 0.42% | 1.03% | Beats 83% | 16 / 96 | |
| Return on Equity | 6.74% | -0.11% | 2.94% | 6.89% | Beats 74% | 25 / 95 | |
| Net Interest Margin | 4.14% | 3.01% | 3.57% | 4.27% | Beats 67% | 32 / 96 | |
| Efficiency Ratio | 70.93% | 73.45% | 82.91% | 96.61% | Beats 80% | 20 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.08% | 0.86% | 1.63% | Beats 58% | 40 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.34% | 11.79% | 15.23% | 18.93% | Beats 77% | 22 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.34% | 11.79% | 15.23% | 18.93% | Beats 77% | 22 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 68.11% | 32.14% | 50.03% | 67.81% | 76th pctl | 23 / 96 | |
| Loans / Assets | 55.69% | 23.12% | 42.50% | 56.24% | 74th pctl | 25 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |