Heekin Can Empl
Cincinnati, OH · Charter 96821 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$279KAssets
$36KLoans
$64KShares
$210KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 100% of credit unions under $1B in assets (rank 1 of 1683).
- Widest gap: efficiency ratio trails 100% of credit unions under $1B in assets (rank 1679 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-8.60%
Rank 1,676 of 1,683
Net Interest Margin
4.30%
Rank 431 of 1,683
Efficiency Ratio
300%
Rank 1,679 of 1,682
Equity / Assets
75.27%
Rank 1 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -8.60% | 0.35% | 0.74% | 1.18% | Beats 0% | 1,676 / 1,683 | | |
| Return on Equity | -11.43% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,629 / 1,681 | | |
| Net Interest Margin | 4.30% | 3.31% | 3.82% | 4.32% | Beats 74% | 431 / 1,683 | | |
| Efficiency Ratio | 300% | 68.91% | 78.20% | 86.93% | Beats 0% | 1,679 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.78% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,537 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 75.27% | 10.44% | 12.89% | 16.53% | Beats 100% | 1 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 75.27% | 10.44% | 12.89% | 16.53% | Beats 100% | 1 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.25% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,182 / 1,683 | | |
| Loans / Assets | 12.90% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,661 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |