Morrisons Cove 1st
Roaring Spring, PA · Charter 9681 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$61.9MAssets
$21.6MLoans
$55.1MShares
$6.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets in PA (rank 6 of 72).
- Widest gap: equity / assets trails 78% of credit unions under $1B in assets in PA (rank 56 of 72).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.39%
Rank 19 of 72
Net Interest Margin
3.39%
Rank 44 of 72
Efficiency Ratio
62.87%
Rank 16 of 72
Equity / Assets
10.67%
Rank 56 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.59% | 1.06% | 1.40% | Beats 74% | 19 / 72 | | |
| Return on Equity | 13.04% | 5.27% | 7.11% | 9.91% | Beats 92% | 6 / 72 | | |
| Net Interest Margin | 3.39% | 3.09% | 3.57% | 4.10% | Beats 39% | 44 / 72 | | |
| Efficiency Ratio | 62.87% | 64.37% | 73.67% | 81.63% | Beats 79% | 16 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.20% | 0.58% | 1.09% | Beats 43% | 42 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.67% | 10.74% | 12.96% | 16.84% | Beats 22% | 56 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.67% | 10.74% | 12.96% | 16.84% | Beats 22% | 56 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 39.13% | 34.39% | 52.54% | 65.98% | 33rd pctl | 48 / 72 | | |
| Loans / Assets | 34.81% | 30.23% | 45.37% | 57.67% | 36th pctl | 46 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |