Producers Employees'
Columbus, OH · Charter 96770 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=19)
NCUA · 1 branch
Q2 2025
$694KAssets
$509KLoans
$460KShares
$233KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Columbus, OH area (rank 1 of 19).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets in the Columbus, OH area (rank 19 of 19).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.58%
Rank 10 of 19
Net Interest Margin
3.46%
Rank 9 of 19
Efficiency Ratio
58.33%
Rank 1 of 19
Equity / Assets
33.57%
Rank 1 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.29% | 0.58% | 0.92% | Beats 47% | 10 / 19 | | |
| Return on Equity | 1.72% | 1.72% | 4.73% | 8.22% | Beats 21% | 15 / 19 | | |
| Net Interest Margin | 3.46% | 2.76% | 3.42% | 3.78% | Beats 53% | 9 / 19 | | |
| Efficiency Ratio | 58.33% | 74.65% | 78.37% | 86.43% | Beats 100% | 1 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.30% | 0.36% | 0.56% | 0.92% | Beats 5% | 19 / 19 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 33.65% | 9.37% | 10.30% | 11.93% | Beats 95% | 1 / 19 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 33.57% | 9.37% | 10.30% | 11.92% | Beats 95% | 1 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 110.56% | 49.71% | 68.65% | 78.03% | 95th pctl | 1 / 19 | | |
| Loans / Assets | 73.34% | 43.96% | 60.46% | 67.38% | 89th pctl | 2 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |