Pse Credit Union, Inc.
Parma, OH · Charter 96768 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 5 branches
Q2 2026
$352.5MAssets
$232.5MLoans
$313.0MShares
$39.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions under $1B in assets in the Cleveland, OH area (rank 4 of 39).
- Widest gap: equity / assets trails 64% of credit unions under $1B in assets in the Cleveland, OH area (rank 25 of 39).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.90%
Rank 9 of 39
Net Interest Margin
3.83%
Rank 19 of 39
Efficiency Ratio
67.03%
Rank 4 of 39
Equity / Assets
11.08%
Rank 25 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.13% | 0.49% | 0.87% | Beats 77% | 9 / 39 | | |
| Return on Equity | 8.10% | 1.01% | 4.09% | 7.61% | Beats 77% | 9 / 39 | | |
| Net Interest Margin | 3.83% | 3.28% | 3.83% | 4.18% | Beats 51% | 19 / 39 | | |
| Efficiency Ratio | 67.03% | 76.45% | 81.64% | 91.75% | Beats 92% | 4 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.15% | 0.61% | 1.88% | Beats 51% | 20 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.07% | 10.00% | 12.89% | 19.36% | Beats 36% | 25 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.08% | 10.00% | 12.89% | 19.36% | Beats 36% | 25 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.29% | 45.46% | 53.28% | 74.29% | 74th pctl | 10 / 39 | | |
| Loans / Assets | 65.97% | 36.24% | 44.98% | 63.66% | 82nd pctl | 7 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |