Greater Cincinnati School
Cincinnati, OH · Charter 96722 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=26)
NCUA · 4 branches
Q2 2026
$135.1MAssets
$86.3MLoans
$116.3MShares
$18.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 69% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 9 of 26).
- Widest gap: efficiency ratio trails 73% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 20 of 26).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.62%
Rank 16 of 26
Net Interest Margin
3.80%
Rank 17 of 26
Efficiency Ratio
84.12%
Rank 20 of 26
Equity / Assets
13.38%
Rank 11 of 26
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.41% | 0.79% | 1.34% | Beats 38% | 16 / 26 | | |
| Return on Equity | 4.63% | 3.53% | 6.04% | 8.49% | Beats 35% | 17 / 26 | | |
| Net Interest Margin | 3.80% | 3.25% | 4.11% | 4.64% | Beats 35% | 17 / 26 | | |
| Efficiency Ratio | 84.12% | 71.52% | 75.99% | 84.12% | Beats 27% | 20 / 26 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.40% | 1.09% | 2.09% | Beats 69% | 9 / 26 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.38% | 10.31% | 12.73% | 15.29% | Beats 58% | 11 / 26 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.38% | 10.31% | 12.73% | 15.29% | Beats 58% | 11 / 26 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.21% | 51.92% | 65.22% | 76.21% | 69th pctl | 8 / 26 | | |
| Loans / Assets | 63.92% | 44.32% | 54.77% | 68.75% | 69th pctl | 8 / 26 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |