Cuyahoga Falls, OH · Charter 96707
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.44% | 1.35% | 0.86% | 1.05% | 0.92% | 0.85% | 1.12% | 0.92% | -13 bps | |
| Return on Equity | 8.00% | 7.69% | 4.97% | 6.08% | 5.27% | 5.00% | 6.45% | 5.26% | -82 bps | |
| Net Interest Margin | 4.40% | 4.26% | 4.02% | 4.06% | 4.07% | 3.97% | 3.92% | 3.92% | -14 bps | |
| Efficiency Ratio | 66.34% | 68.01% | 74.57% | 70.48% | 72.81% | 75.30% | 78.33% | 77.82% | +734 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.09% | 2.09% | 5.95% | 7.25% | 7.97% | 7.74% | 4.90% | 4.94% | -232 bps | |
| Loan Growth (YoY) | 2.05% | -0.57% | -4.61% | -7.15% | -8.10% | -7.30% | 4.19% | 4.97% | +1,211 bps | |
| Share Growth (YoY) | -1.96% | 0.98% | 6.03% | 7.50% | 8.57% | 8.06% | 5.09% | 4.89% | -261 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.83% | 2.07% | 1.31% | 0.89% | 1.95% | 1.64% | 1.23% | 1.19% | +31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.01% | 17.59% | 17.30% | 17.24% | 17.56% | 17.07% | 17.30% | 17.44% | +20 bps | |
| Net Worth / Assets | 18.01% | 17.59% | 17.30% | 17.24% | 17.56% | 17.07% | 17.30% | 17.44% | +20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.80% | 69.82% | 65.78% | 62.88% | 63.32% | 59.90% | 65.21% | 62.92% | +5 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |