Falls Catholic
Cuyahoga Falls, OH · Charter 96707 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$60.2MAssets
$31.1MLoans
$49.4MShares
$10.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 78% of credit unions under $1B in assets (rank 364 of 1683).
- Widest gap: nonperforming loans / loans trails 73% of credit unions under $1B in assets (rank 1225 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.92%
Rank 661 of 1,683
Net Interest Margin
3.92%
Rank 739 of 1,683
Efficiency Ratio
77.81%
Rank 824 of 1,682
Equity / Assets
17.44%
Rank 364 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 661 / 1,683 | |
| Return on Equity | 5.25% | 2.67% | 5.89% | 8.74% | Beats 45% | 932 / 1,681 | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 739 / 1,683 | |
| Efficiency Ratio | 77.81% | 68.91% | 78.20% | 86.93% | Beats 51% | 824 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,225 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.44% | 10.44% | 12.89% | 16.53% | Beats 78% | 364 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.44% | 10.44% | 12.89% | 16.53% | Beats 78% | 364 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.92% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,020 / 1,683 | |
| Loans / Assets | 51.64% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,063 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |