Faith Community United
Cleveland, OH · Charter 96706 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$14.2MAssets
$5.9MLoans
$10.2MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of credit unions under $1B in assets in the Cleveland, OH area (rank 2 of 39).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets in the Cleveland, OH area (rank 36 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.11%
Rank 31 of 39
Net Interest Margin
5.34%
Rank 3 of 39
Efficiency Ratio
98.87%
Rank 34 of 39
Equity / Assets
28.65%
Rank 2 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.11% | 0.13% | 0.49% | 0.87% | Beats 21% | 31 / 39 | |
| Return on Equity | 0.39% | 1.01% | 4.09% | 7.61% | Beats 18% | 32 / 39 | |
| Net Interest Margin | 5.34% | 3.28% | 3.83% | 4.18% | Beats 92% | 3 / 39 | |
| Efficiency Ratio | 98.87% | 76.45% | 81.64% | 91.75% | Beats 15% | 34 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.92% | 0.15% | 0.61% | 1.88% | Beats 10% | 36 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 28.65% | 10.00% | 12.89% | 19.36% | Beats 95% | 2 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 28.65% | 10.00% | 12.89% | 19.36% | Beats 95% | 2 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 57.98% | 45.46% | 53.28% | 74.29% | 59th pctl | 16 / 39 | |
| Loans / Assets | 41.67% | 36.24% | 44.98% | 63.66% | 33rd pctl | 26 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |