United Methodist Financial Credit U
North Canton, OH · Charter 96699 · Peer group: credit unions under $1B in assets in the Canton-Massillon, OH area (n=15)
NCUA · 4 branches
Q1 2025
$79.6MAssets
$33.7MLoans
$70.7MShares
$11.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 80% of credit unions under $1B in assets in the Canton-Massillon, OH area (rank 4 of 15).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Canton-Massillon, OH area (rank 15 of 15).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.07%
Rank 13 of 15
Net Interest Margin
2.14%
Rank 15 of 15
Efficiency Ratio
101.01%
Rank 14 of 15
Equity / Assets
14.14%
Rank 5 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.07% | 0.29% | 0.59% | 0.77% | Beats 13% | 13 / 15 | | |
| Return on Equity | -0.46% | 2.45% | 4.85% | 7.71% | Beats 13% | 13 / 15 | | |
| Net Interest Margin | 2.14% | 3.43% | 4.12% | 4.53% | Beats 0% | 15 / 15 | | |
| Efficiency Ratio | 101.01% | 70.71% | 81.79% | 93.07% | Beats 13% | 14 / 15 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.10% | 0.55% | 1.14% | Beats 80% | 4 / 15 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.14% | 9.96% | 11.62% | 14.41% | Beats 67% | 5 / 15 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.14% | 9.96% | 11.65% | 14.41% | Beats 67% | 5 / 15 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.64% | 49.19% | 65.72% | 76.68% | 13th pctl | 13 / 15 | | |
| Loans / Assets | 42.30% | 43.03% | 57.36% | 65.59% | 13th pctl | 13 / 15 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |