Akron, OH · Charter 96672
NCUA · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
24
Asset Quality
61
Profitability
50
Liquidity
56
Efficiency
32
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Akron, OH · Charter 96672
NCUA · 6 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.55% | 0.40% | 0.44% | 0.23% | 0.31% | 0.37% | 0.49% | 0.55% | +32 bps | |
| Return on Equity | 4.72% | 3.54% | 3.95% | 2.09% | 2.77% | 3.31% | 4.27% | 5.35% | +326 bps | |
| Net Interest Margin | 4.63% | 4.59% | 4.53% | 4.60% | 4.67% | 4.70% | 4.66% | 4.21% | -39 bps | |
| Efficiency Ratio | 80.82% | 80.26% | 86.09% | 84.69% | 83.19% | 83.70% | 88.60% | 84.01% | -68 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.20% | 1.38% | 2.01% | 3.33% | 3.38% | 3.01% | 0.33% | 11.97% | +864 bps | |
| Loan Growth (YoY) | -4.50% | -1.44% | 0.79% | 3.31% | 4.18% | 3.51% | 3.20% | 2.57% | -74 bps | |
| Share Growth (YoY) | 2.44% | 1.80% | 2.78% | 5.12% | 5.59% | 5.33% | 2.33% | 0.08% | -503 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.06% | 1.90% | 1.14% | 1.04% | 1.00% | 0.93% | 0.64% | 0.47% | -56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.68% | 11.40% | 11.20% | 11.17% | 11.34% | 11.26% | 11.36% | 10.32% | -85 bps | |
| Net Worth / Assets | 11.68% | 11.40% | 11.20% | 11.17% | 11.34% | 11.26% | 11.36% | 10.32% | -85 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.82% | 78.49% | 76.73% | 77.55% | 78.76% | 77.13% | 77.38% | 79.47% | +193 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Akron, OH · Charter 96672 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
Return on Assets
0.55%
Rank 1,070 of 1,683
Net Interest Margin
4.21%
Rank 502 of 1,683
Efficiency Ratio
83.99%
Rank 1,139 of 1,682
Equity / Assets
10.32%
Rank 1,283 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.55% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,070 / 1,683 | ||
| Return on Equity | 5.34% | 2.67% | 5.89% | 8.74% | Beats 45% | 919 / 1,681 | ||
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 502 / 1,683 | ||
| Efficiency Ratio | 83.99% | 68.91% | 78.20% | 86.93% | Beats 32% | 1,139 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 61% | 651 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.32% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,283 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.32% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,283 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 79.47% | 52.61% | 69.38% | 83.50% | 68th pctl | 533 / 1,683 | ||
| Loans / Assets | 61.20% | 44.71% | 59.18% | 70.72% | 55th pctl | 765 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||