Antioch
Cleveland, OH · Charter 96660 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$2.7MAssets
$288KLoans
$1.8MShares
$908KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets (rank 32 of 1683).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets (rank 1664 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.81%
Rank 1,599 of 1,683
Net Interest Margin
2.00%
Rank 1,656 of 1,683
Efficiency Ratio
126.83%
Rank 1,653 of 1,682
Equity / Assets
33.60%
Rank 32 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.81% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,599 / 1,683 | | |
| Return on Equity | -2.42% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,562 / 1,681 | | |
| Net Interest Margin | 2.00% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,656 / 1,683 | | |
| Efficiency Ratio | 126.83% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,653 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.64% | 0.26% | 0.65% | 1.29% | Beats 1% | 1,664 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 33.60% | 10.44% | 12.89% | 16.53% | Beats 98% | 32 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 33.60% | 10.44% | 12.89% | 16.53% | Beats 98% | 32 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 16.06% | 52.61% | 69.38% | 83.50% | 1st pctl | 1,662 / 1,683 | | |
| Loans / Assets | 10.66% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,668 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |