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Naperville, IL · Charter 96066 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$407KAssets
$27KLoans
$113KShares
$282KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 3 of 96).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 89 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.97%
Rank 8 of 96
Net Interest Margin
1.97%
Rank 89 of 96
Efficiency Ratio
25.00%
Rank 3 of 96
Equity / Assets
69.29%
Rank 1 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.97% | -0.02% | 0.42% | 1.03% | Beats 92% | 8 / 96 | | |
| Return on Equity | 2.84% | -0.11% | 2.94% | 6.89% | Beats 47% | 50 / 95 | | |
| Net Interest Margin | 1.97% | 3.01% | 3.57% | 4.27% | Beats 7% | 89 / 96 | | |
| Efficiency Ratio | 25.00% | 73.45% | 82.91% | 96.61% | Beats 99% | 3 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.70% | 0.08% | 0.86% | 1.63% | Beats 16% | 79 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 69.29% | 11.79% | 15.23% | 18.93% | Beats 99% | 1 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 69.29% | 11.79% | 15.23% | 18.93% | Beats 99% | 1 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 23.89% | 32.14% | 50.03% | 67.81% | 16th pctl | 81 / 96 | | |
| Loans / Assets | 6.63% | 23.12% | 42.50% | 56.24% | 6th pctl | 90 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |