Taleris
Cleveland, OH · Charter 95821 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=44)
NCUA · 2 branches
Q1 2025
$65.2MAssets
$44.8MLoans
$56.9MShares
$8.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets in the Cleveland, OH area (rank 13 of 44).
- Widest gap: return on assets trails 95% of credit unions under $1B in assets in the Cleveland, OH area (rank 42 of 44).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.44%
Rank 42 of 44
Net Interest Margin
3.53%
Rank 24 of 44
Efficiency Ratio
112.41%
Rank 42 of 44
Equity / Assets
12.87%
Rank 19 of 44
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.44% | 0.17% | 0.50% | 0.93% | Beats 5% | 42 / 44 | | |
| Return on Equity | -3.43% | 1.08% | 3.74% | 6.78% | Beats 7% | 41 / 44 | | |
| Net Interest Margin | 3.53% | 3.29% | 3.58% | 4.33% | Beats 45% | 24 / 44 | | |
| Efficiency Ratio | 112.41% | 76.71% | 82.24% | 94.17% | Beats 7% | 42 / 44 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.21% | 0.59% | 1.43% | Beats 73% | 13 / 44 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.87% | 10.12% | 12.05% | 18.41% | Beats 57% | 19 / 44 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.87% | 10.12% | 12.05% | 18.41% | Beats 57% | 19 / 44 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.72% | 49.57% | 61.09% | 74.10% | 86th pctl | 6 / 44 | | |
| Loans / Assets | 68.75% | 39.54% | 50.08% | 64.92% | 91st pctl | 4 / 44 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |