Bridgeport, CT · Charter 9582
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Bridgeport-Stamford-Danbury, CT area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
87
Asset Quality
27
Profitability
87
Liquidity
93
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bridgeport, CT · Charter 9582
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.18% | 1.99% | 1.79% | 2.07% | 2.16% | 2.28% | 2.32% | 2.25% | +18 bps | |
| Return on Equity | 13.15% | 11.72% | 10.92% | 12.21% | 12.25% | 12.73% | 12.76% | 12.03% | -18 bps | |
| Net Interest Margin | 4.67% | 4.74% | 4.58% | 4.74% | 4.88% | 4.85% | 4.88% | 4.93% | +19 bps | |
| Efficiency Ratio | 58.11% | 58.54% | 60.53% | 58.48% | 57.81% | 57.61% | 60.00% | 60.78% | +229 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.75% | -1.73% | 3.56% | 4.97% | 6.12% | 8.43% | 3.92% | 3.77% | -120 bps | |
| Loan Growth (YoY) | 12.54% | 8.21% | 2.79% | -2.17% | -3.91% | -1.86% | 1.58% | 1.01% | +318 bps | |
| Share Growth (YoY) | -8.33% | -4.35% | -0.14% | 3.13% | 5.01% | 7.56% | 3.58% | 1.51% | -162 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.85% | 0.98% | 1.80% | 1.08% | 0.73% | 0.96% | 0.69% | 1.65% | +57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.61% | 16.97% | 16.43% | 16.94% | 17.60% | 17.94% | 18.20% | 18.69% | +175 bps | |
| Net Worth / Assets | 16.61% | 16.97% | 16.43% | 16.94% | 17.60% | 17.94% | 18.20% | 18.69% | +175 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 50.17% | 49.14% | 44.90% | 45.17% | 45.91% | 44.84% | 44.03% | 44.95% | -22 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Bridgeport, CT · Charter 9582 · Peer group: credit unions under $1B in assets in the Bridgeport-Stamford-Danbury, CT area (n=15)
NCUA · 1 branch
Q2 2026
Return on Assets
2.25%
Rank 1 of 15
Net Interest Margin
4.93%
Rank 2 of 15
Efficiency Ratio
60.69%
Rank 2 of 15
Equity / Assets
18.69%
Rank 2 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.25% | 0.27% | 0.70% | 1.49% | Beats 93% | 1 / 15 | ||
| Return on Equity | 12.02% | 1.31% | 7.41% | 10.88% | Beats 80% | 3 / 15 | ||
| Net Interest Margin | 4.93% | 3.12% | 3.54% | 4.54% | Beats 87% | 2 / 15 | ||
| Efficiency Ratio | 60.69% | 72.95% | 80.00% | 90.09% | Beats 93% | 2 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.65% | 0.37% | 0.80% | 1.65% | Beats 27% | 12 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 18.69% | 8.68% | 11.88% | 17.06% | Beats 87% | 2 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 18.69% | 8.68% | 11.88% | 17.06% | Beats 87% | 2 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 44.95% | 19.00% | 41.54% | 81.34% | 53rd pctl | 7 / 15 | ||
| Loans / Assets | 36.04% | 17.30% | 35.64% | 66.97% | 53rd pctl | 7 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||