Bellevue, WA · Charter 95799
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 6.48% | 6.64% | 6.04% | 5.49% | 5.94% | 2.19% | 4.20% | 3.94% | -155 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | -0.08% | 2.33% | 0.52% | -5.92% | -15.01% | -1,492 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | -16.63% | -19.68% | -16.80% | -15.32% | -18.28% | -165 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | -1.36% | 2.20% | -1.43% | -7.61% | -17.14% | -1,578 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.06% | 1.86% | 0.36% | 1.99% | 2.91% | 2.58% | 2.79% | 2.21% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.36% | 1.42% | 1.80% | 2.14% | 1.72% | 1.47% | 1.41% | 0.85% | -129 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.39% | 101.69% | 87.08% | 74.67% | 78.11% | 85.82% | 79.82% | 73.64% | -103 bps | |
| Liquid Assets / Assets | 5.85% | 2.08% | 14.05% | 27.75% | 9.48% | 3.52% | 5.58% | 21.97% | -578 bps | |