North Coast Credit Union
Fairview Park, OH · Charter 95786 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$16.7MAssets
$7.2MLoans
$9.7MShares
$6.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 1 of 39).
- Widest gap: return on equity trails 85% of credit unions under $1B in assets in the Cleveland, OH area (rank 33 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.14%
Rank 29 of 39
Net Interest Margin
4.18%
Rank 10 of 39
Efficiency Ratio
97.75%
Rank 33 of 39
Equity / Assets
41.45%
Rank 1 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.13% | 0.49% | 0.87% | Beats 26% | 29 / 39 | |
| Return on Equity | 0.35% | 1.01% | 4.09% | 7.61% | Beats 15% | 33 / 39 | |
| Net Interest Margin | 4.18% | 3.28% | 3.83% | 4.18% | Beats 74% | 10 / 39 | |
| Efficiency Ratio | 97.75% | 76.45% | 81.64% | 91.75% | Beats 18% | 33 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.44% | 0.15% | 0.61% | 1.88% | Beats 21% | 32 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 41.45% | 10.00% | 12.89% | 19.36% | Beats 97% | 1 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 41.45% | 10.00% | 12.89% | 19.36% | Beats 97% | 1 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 74.99% | 45.46% | 53.28% | 74.29% | 79th pctl | 8 / 39 | |
| Loans / Assets | 43.30% | 36.24% | 44.98% | 63.66% | 41st pctl | 23 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |