Connection Bank
Fort Madison, IA · Cert 955 · Peer group: banks under $1B in assets in IA (n=134-135) · Fort Madison Financial Co.
State charter, Fed member · FED · 5 branches
Q2 2026
$540.9MAssets
$476.2MLoans
$452.4MDeposits
$55.6MEquity
Executive Summary
- Strongest standing: return on equity outperforms 78% of banks under $1B in assets in IA (rank 30 of 135).
- Widest gap: net charge-offs / loans trails 78% of banks under $1B in assets in IA (rank 106 of 134).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.42%
Rank 48 of 135
Net Interest Margin
3.56%
Rank 48 of 135
Efficiency Ratio
54.04%
Rank 55 of 135
Equity / Assets
10.29%
Rank 85 of 135
Non-interest income vs. expense
Unfavorable gap of $9.0M · efficiency ratio beats 60% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.92% | 1.19% | 1.47% | Beats 64% | 48 / 135 | | |
| Return on Equity | 13.84% | 7.99% | 10.26% | 13.14% | Beats 78% | 30 / 135 | | |
| Net Interest Margin | 3.56% | 2.95% | 3.41% | 3.73% | Beats 64% | 48 / 135 | | |
| Efficiency Ratio | 54.04% | 50.61% | 57.35% | 63.29% | Beats 60% | 55 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.03% | 0.51% | 1.26% | Beats 61% | 53 / 134 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.03% | Beats 22% | 106 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 11.54% | 11.23% | 13.31% | 15.45% | Beats 30% | 95 / 135 | | |
| Total Risk-Based Capital Ratio | 12.71% | 11.61% | 14.06% | 16.47% | Beats 39% | 83 / 135 | | |
| Equity / Assets | 10.29% | 9.87% | 11.05% | 13.07% | Beats 37% | 85 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 105.26% | 68.54% | 81.55% | 91.24% | 92nd pctl | 11 / 134 | | |
| Loans / Assets | 88.03% | 57.61% | 68.06% | 76.23% | 96th pctl | 5 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |